Car accident

Ok so it's Friday morning, I'm driving along and I've got an important day ahead at work. I drive not even half a mile down the road when I'm hit by another car. It all happened so quick and all I remember is seeing the front end of the other vehicle approaching my passenger side before crash, bang and my car is shunted into the middle of the road with all the air bags inflated.

For a split second I wonder if it's me, my fault, did I do something wrong? Before I remember that I was heading straight ahead at a mini roundabout and I'd been hit from the left. You give way to the right on a roundabout right!?

I recall getting out of the car and someone shouting over to ask if I was ok, that's when the hysterical crying and shock sets in.

I'd been travelling towards a mini roundabout and after slowing down and checking to see if there were any other cars to my right, I proceeded ahead. Another vehicle then came speeding from the left, onto the roundabout and smashed straight into the passenger side of my car. My car was shunted to the right (into the middle of the road) and my front, rear and side airbags were inflated.

I was in complete shock and don't really remember much of the conversations I had with people. I feel extremely lucky that there were some lovely people around who witnessed the accident and stayed with me the entire time. It was also very lucky that my other half had just returned home from a night shift therefore was at home when I called him frantically!

Thankfully, the other party accepted responsiblilty for the accident straight away claiming 'he wasn't paying attention and didn't see me'. Regardless, I'm convinced he was doing something other than concentrating as he hadn't even slowed down to approach the roundabout.

Once my OH had taken details and my car was safely parked on the road side, we headed home. It took me a while to calm down and stop hysterically crying but once I did, the headache set in and I knew I needed to get checked out.

I headed to the local minor injury unit and was seen by a lovely nurse who did some physical examinations on me and confirmed I'd suffered neck injuries. I was told to take cocodamol for the pain and ibuprofen for the inflammation and swelling. I was also handed ice packs for compression. I was referred to physio who would help with treatment for my neck. As suspected, as the weekend went on I became more stiff and sore and after a visit to the GP on the Monday, I was signed off work.

On top of feeling like absolute rubbish, I am having to deal with sorting out the insurance and being out of pocket. My car has been deemed a write off and once the finance is settled I am left with around £1000. Considering I paid a £2,500 deposit initially, it now means I don't have enough money to buy the same car again for the same finance amount.

I'm so frustrated and irritated by all of this which has been caused by someone's lack of attention, that someone who was driving a company car so it's probably already been replaced like for like! I've been given a courtesy car until my money arrives but considering I'm in no fit state to physically drive, it's pretty useless.

Let's just remember that all of this has happened 2 weeks before we move into our new house..... just great isn't it!